A step-by-step guide to withco's process

Lease-to-own is the simplest and easiest way to own commercial property as an entrepreneur. 

Curious about commercial property ownership but don’t know where to start? Or perhaps you’ve considered it but don’t want to tie all your cash up in your asset? Or maybe you don’t have the time or resources to work on a complex real estate transaction.

Enter withco. Our lease-to-own partnerships enables the best business owners to become commercial property owners by helping you earn your down payment over time—you could own your property in just five years! 

But how do you get from start to finish? Below, we’ve outlined a step-by-step guide to withco’s lease-to-own partnership, from determining eligibility to purchasing your property.

Step 1 — You apply in minutes.  

Running a business is a 24/7 job. So we made putting together your “paperwork” as easy as a few clicks. Link tools you already use to run your business and drag-and-drop your lease. It’s 100% free and confidential.

Apply within a few minutes now.

Step 2 — We give it to you straight.

You get our Lease Checkup to understand the health of your current lease, and our Property Price Assessment to understand what you can—and should—pay for a building you’re interested in owning. You have the insights you need to make your move.

Step 3 — We act on your best strategy.

If you’re still looking for your dream property, we arm you with our withco Budget so you know the range of property prices we would support. If you’ve found your dream property, we submit our withco Offer to the building’s owner and handle the negotiation.

Step 4 — We buy your dream property

After our offer is accepted, we run due diligence with leading vendors to settle any issues with the building before we purchase it. We stay organized so you don’t have to and educate you on key decisions we’re making along the way.

Step 5 — You rent as the future owner.

You begin your 10 year lease, offering you long-term security. Each year you rent, we contribute 2% towards your withco Down Payment Credit. Within 5 years you have a 10% credit to purchase the building.

Step 6 — You buy your dream property

It’s your time to buy with your 10% withco Down Payment Credit. We help you get mortgage-ready, including for the Small Business Administration’s small business friendly loan program.